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There is a lot of blame to go around in this crisis. To blame it on the
government is ridiculous, IMO. There are many players in this- Wall Street
speculators, lax government supervision, mortgage lenders giving money to people
who couldn't afford to pay for houses, etc.
What we are seeing is a normal long term cycle of credit expansion and
collapse. See the depression of 1835-42, the Panics of 1873 and 1890 and of
course, 1929-1932.
Howard Bernstein
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