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Prepaid legal is insurance, period. I had it for 3 years before I even
called them. I feel better just having it. I've never actually needed a
lawyer. They do give good support when you need it.
Jim Bronke
Phoenix, AZ
----- Original Message -----
From: "jpaladin" <jpaladin@xxxxxxxxxxx>
To: "Gerald Marisch" <gm@xxxxxxxxxxxxx>
Cc: <omega-list@xxxxxxxxxx>
Sent: Tuesday, March 26, 2002 12:51 PM
Subject: Re: Pre-Paid Legal
: Gerald, very good points. Believe or not, prepaid's law firm in CA has
some
: very good lawyers but you rarely talk to them unless you are in some type
of
: litigation. And, I find that those lawyers don't return phone calls
promptly
: even though by contract they are supposed to call you back within 48
hours.
: I keep prepaid because I have questions at least once a month that would
: normally surpass the $25 that I pay to prepaid. They also have a free
: referal system whereby if you have a problem that relates to another
State,
: they will send you to a law firm in that State and that firm will answer
: your questions for no additional cost.
:
: Best Regards,
: John
:
:
:
:
: > Having worked for 25 years, 7 months and 17 days in a legal-related
venue,
: > often more closely than some attorneys, this post is just too good to
pass
: > up!
: >
: > First, a good attorney knows the law...a GREAT attorney knows the judge!
: >
: > There is "The Law" - those guidelines of behavior which State
legislatures
: > and the Federal government reduce to writing in law books and which is
: > taught in law schools, and there is...
: >
: > "THE LAW" - that which a judge and attorneys decide what is to be "The
: Law"
: > on and in a case-by-case basis.
: >
: > Second, with such a litigious (lawsuit crazy) society today, does one
: really
: > want to place all that he or she owns in a cookie-cutter legal
: environment?
: >
: > Pre-paid legal services may be well and good for ordinary, every-day
: needs -
: > real estate, wills, and the such. But when real assests are on the
line -
: > your savings, your house, part or all of your future income - would not
it
: > be better to pay a little more, hire a local attorney specializing in
your
: > needs and be more assured of a favorable ruling?
: >
: > "You get what you pay for..." as an "old saying goes".
: >
: > For $8.33 a month, what are you getting????? Just some
thoughts.........
: >
: > Now that I've probably frosted a few attorneys on this list...any
: rebuttals?
: >
: >
: > ----- Original Message -----
: > From: "jpaladin" <jpaladin@xxxxxxxxxxx>
: > To: "Paul Altman" <paulha@xxxxxxxxxxxxx>
: > Cc: <omega-list@xxxxxxxxxx>
: > Sent: Tuesday, March 26, 2002 12:52
: > Subject: Re: Pre-Paid Legal
: >
: >
: > > I have had Pre-Paid Legal since 1995 and I can attest to the fact that
: > > sometimes you get good legal advice and sometimes you get useless
advice
: > > from their lawyers. The attorney's that work for the law firm you are
: > > assigned to in your state are not the cream of the crop. Still, I have
: > used
: > > their services on a regular basis and I wouldn't go without it.
: > >
: > > Best Regards,
: > > John Theo
: > >
: > > >
: > > > Paul
: > > >
: > >
: > >
: > ----- Original Message -----
: > From: "jpaladin" <jpaladin@xxxxxxxxxxx>
: > To: "Paul Altman" <paulha@xxxxxxxxxxxxx>
: > Cc: <omega-list@xxxxxxxxxx>
: > Sent: Tuesday, March 26, 2002 12:52
: > Subject: Re: Pre-Paid Legal
: >
: >
: > > I have had Pre-Paid Legal since 1995 and I can attest to the fact that
: > > sometimes you get good legal advice and sometimes you get useless
advice
: > > from their lawyers. The attorney's that work for the law firm you are
: > > assigned to in your state are not the cream of the crop. Still, I have
: > used
: > > their services on a regular basis and I wouldn't go without it.
: > >
: > > Best Regards,
: > > John Theo
: > >
: > > > Folks:
: > > >
: > > > In my latest dealings with yet another salesman promising me
something
: > for
: > > > nothing, I've been approached by a Pre-Paid Legal (NYSE:PPD)
: > > > salesman. This is yet another annoying multi-level-marketing
scheme,
: in
: > > > this case to provide legal insurance to the masses.
: > > >
: > > > Naturally, I've been unable to get them to give me a simple, horsey
: and
: > > > duckey, explanation of their business model. Mostly the pitch is
that
: > > > "everyone else except you is buying legal insurance, and it's
terribly
: > > > exciting." The only substantive info I've been able to get is that
: it's
: > > > $26/month, and that approx 1/3 goes to the salesmen out in the MLM
: tree,
: > > > 1/3 goes to corporate, and 1/3 goes to the law firm.
: > > >
: > > > My question: why would any law firm be willing to lay off all of
: PPD's
: > > > insurance risk, for a mere $8.33/month? Sure, some customers will
go
: > > > months or years before using the service, but it wouldn't require
much
: > > > customer time, for a law firm to go broke.
: > > >
: > > > And if it's such a great business for the law firms, why don't they
: fire
: > > > PPD and pool together to create their own competition to PPD?
: > > >
: > > > I just don't get how this business works. Any comments?
: > > >
: > > > Paul
: > > >
: > >
: > >
: >
:
:
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