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Re: Some general questions



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> The stock is so cheap, one would think the users could buy out

Yer dreamin. Less than 25% of the shares are in "public" hands. Thinking
about taking over the company and firing the Cruzes? Think again. The best
you could do is dump $20M into the stock and be Bill and Ralph's junior
partner. Personally, I'd rather put it in T-bills. At least bills don't
lose money every quarter. :-)

http://web3.edgar-online.com/bin/edgardoc/finSys_main.asp?dcn=0000950170-01-000031

The Cruz Group collectively holds an aggregate of 18,313,108 shares of 
Common Stock representing approximately 41.3% of the outstanding shares 
of Common Stock of the Issuer. The shareholders of onlinetradinginc.com 
corp. who entered into the Voting Trust Agreement are Andrew A. Allen, 
Andrew A. Allen Family Limited Partnership, Tafazzoli Family Limited 
Partnership, zum Tobel Family Limited Partnership, Derek J. Hernquist 
and Benedict S. Gambino (collectively, the "Online Group"). The Online 
Group collectively holds an aggregate of approximately 15,263,997 shares
of Common Stock representing approximately 34.4% of the outstanding 
shares of Common Stock of the Issuer.

-- 
  Dennis