|
PureBytes Links
Trading Reference Links
|
This has come around before and I think it is an important bit of
information to have so I am passing it on again. I have checked the
telephone numbers at the bottom of this post and they are correct.
----- Original Message -----
: Tuesday, December 28, 2004 8:08 AM
> AN ATTORNEY'S ADVICE
>
>
> Read this and make a copy for your files in case you
> need to refer to it someday. Maybe we should all take
> Some of his advice!
>
> A corporate attorney sent the following out to the
> Employees in his company.
>
> 1. The next time you order checks have only your
> initials (instead of first name) and last name put on
> Them. If someone takes your checkbook they will not
> know if you sign your checks with just your initials
> or your first name but your bank will know how you
> Sign your checks.
>
> 2. When you are writing checks to pay on your credit
> card accounts, DO NOT put the complete account number On the "For" line.
Instead, just put the last four Numbers. The credit card company knows the
rest of the number and anyone who might be handling your check as it passes
through all the check processing channels won't have access to it.
>
> 3. Put your work phone # on your checks instead of
> Your home phone. If you have a PO Box use that instead
> Of your home address. If you do not have a PO Box, use Your work address.
Never have your SS# printed on your Checks. (DUH!) You can add it if it is
necessary. But if you have it printed, anyone can get it.
>
> 4. Place the contents of your wallet on a photocopy
> machine, do both sides of each license, credit card,
> Etc. You will know what you had in your wallet and all
> of the account numbers and phone numbers to call and
> Cancel. Keep the photocopy in a safe place. I also
> carry a photocopy of my passport when I travel either
> here or abroad. We've all heard horror stories about
> fraud that's committed on us in stealing a name,
> Address, Social Security number, credit cards, etc.
>
> Unfortunately I, an attorney, have firsthand knowledge
> Because my wallet was stolen last month. Within a
> week, the thieve(s) ordered an expensive monthly cell
> phone package, applied for a VISA credit card, had a
> credit line approved to buy a Gateway computer,
> received a PIN number from DMV to change my driving
> Record information online, and more.
>
> But here's some critical information to limit the
> damage in case this happens to you or someone you
> know:
>
> 1. We have been told we should cancel our credit cards
> Immediately. But the key is having the toll free
> numbers and your card numbers handy so you know whom
> To call. Keep those where you can find them
>
> 2. File a police report immediately in the
> jurisdiction where it was stolen, this proves to
> credit providers you were diligent, and is a first
> Step toward an investigation (if there ever is one).
>
> But here's what is perhaps most important: (I never
> Even thought to do this).
>
> 3. Call the three national credit reporting
> organizations immediately to place a fraud alert on your name and Social
Security number. I had never heard of doing that until advised by a bank
that called to tell me an
> application for credit was made over the Internet in
> my name. The alert means any company that checks your credit knows your
information was stolen and they have to contact you by phone to authorize
new credit.
>
> By the time I was advised to do this, almost two weeks
> after the theft, all the damage had been done.
>
> There are records of all the credit checks initiated
> by the thieves' purchases, none of which I knew about before placing the
alert. Since then, no additional damage
> has been done, and the thieves threw my wallet away
> this weekend (someone turned it in). It seems to have
> stopped them in their tracks.
>
> The numbers are:
>
> Equifax: 1-800-525-6285
> Experian (formerly TRW): 1-888-397-3742
> Trans Union: 1-800-680-7289
>
> Social Security Administration (fraud line):
> 1-800-269-0271
>
> We pass along jokes on the Internet; we pass along
> just about everything. Pass this information along--it
> could really help someone you care about!
>
------------------------ Yahoo! Groups Sponsor --------------------~-->
Make a clean sweep of pop-up ads. Yahoo! Companion Toolbar.
Now with Pop-Up Blocker. Get it for free!
http://us.click.yahoo.com/L5YrjA/eSIIAA/yQLSAA/zMEolB/TM
--------------------------------------------------------------------~->
Yahoo! Groups Links
<*> To visit your group on the web, go to:
http://groups.yahoo.com/group/realtraders/
<*> To unsubscribe from this group, send an email to:
realtraders-unsubscribe@xxxxxxxxxxxxxxx
<*> Your use of Yahoo! Groups is subject to:
http://docs.yahoo.com/info/terms/
|