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Please see what the FTC has to say about this at :
http://www.ftc.gov/bcp/conline/pubs/alerts/optalrt.htm
Excerpts:
a.. The July 1 deadline relates to the Gramm-Leach-Bliley Act (GLB), which
set July 1, 2001 as the deadline for financial institutions to give you
notice of their privacy policies and a way for you to opt-out of some of
their information-sharing practices. You may recall getting mailings or
statement inserts recently from your financial institutions, creditors,
insurance companies and brokerage firms about this. The July 1 date is not a
deadline for consumers to do anything. In fact, consumers can contact their
financial institutions anytime to opt-out under GLB.
b.. Credit bureaus can release your credit information only to people with
a legitimate business need, as recognized by the FCRA. For example, a
company is allowed to get your report if you apply for credit, insurance,
employment, or to rent an apartment.
c.. In addition to the uses described above, lenders and insurers may use
information in your credit file as a basis for sending you unsolicited
offers of credit or insurance. This is known as "prescreening." However, you
have a right to opt out of these offers. The toll-free number -
1-888-567-8688 - is the "opt-out" line for the major credit bureaus for
"prescreened" offers only.
----- Original Message -----
From: "BobsKC" <bobskc@xxxxxxxxxxxx>
To: <realtraders@xxxxxxxxxxxxxxx>
Sent: Thursday, June 05, 2003 11:55 PM
Subject: Re: [RT] Fw: Personal Credit Information Removal
> If this isn't a scam, I've never seen one. Giving them your SS # might
> well result in a stolen identity theft.
>
> Bob
>
> At 11:10 PM 6/5/2003 -0400, you wrote:
> >This is off topic, but was wondering if this is a scam or not. They do
> >prompt you for your SS # over the phone, so I was hesitant to go thru
with
> >the procedure.
> >Harry
> >----- Original Message -----
> >From: <mailto:lgraves@xxxxxxxxxxxxxxxxxx>Larry Graves
> >Sent: Thursday, June 05, 2003 1:47 PM
> >Subject: FW: Personal Credit Information Removal
> >
> >
> > Family & Friends -
> >
> > I received this e-mail from a friend, called this number and it
> > works . . . just call the number below and follow the prompts -
> >
> > Take care,
> > Larry
> >
> >
> >
> > > > Your Credit: Personal Information goes public
> > > > Starting July 1st, 2003, the four major credit
> > > > bureaus in the US (Equifax, etc.) will be allowed to
> > > > release credit info, mailing addresses, phone
> > > > numbers, etc., to ANYONE who requests it. If you do
> > > > not want to be included in this release of your
> > > > personal information, you can call 1-888-567-8688.
> > > > Once the message starts you will want option #2
> > > > (even though option #1 refers to this email, push
> > > > #2) and then option #3.
> > > > Be sure to listen closely, the first option is
> > > > only for a two-year period. Make sure you wait
> > > > until they prompt for the third option, which opts
> > > > you out FOREVER. You should receive their paperwork
> > > > in the mail confirming the "opting out" in less than
> > > > one week after making the call.
> > > >
> > > > PASS THIS MESSAGE ON TO ALL IN YOUR ADDRESS
> > > > BOOK, FRIENDS AND FAMILY.
> > > >
> > > >
> > > >
> > > >
> > > >
> > >
> > >
> > > __________________________________
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> > >
> >
> >
> >
> >
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> >Free
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