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I just received this from my bank. Anyone
care to comment (politely please). I have no connection other than being a
customer.
Good luck and good trading,
Ray Raffurty
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<FONT class=dfdfdfdf
style="FONT-SIZE: 13pt; COLOR: #9e8042; FONT-FAMILY: Times New Roman, times, serif">Seek
High Yields and Capital Gainsfrom an expanding
Eurozone!
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src="http://www.everbank.com/images/eb_email_tl_cnr.gif"; width=26>
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Dear Investor,
Have you wondered how
you might personally seek gains from the successful creation of the
European Union, the largest economic union in history?
Here’s one idea—the new
FDIC-insured‡ European Opportunity CD, exclusively
from Everbank World Markets. It offers you the easiest
possible way to earn high yields and seek capital gains from the
expansion of the Eurozone.
As of 1/17/02, the
3-month CD offered a remarkable 7.75% annual percentage yield (APY),
and the 6-month CD offered a 7.25% APY.†These exceptional yields
are subject to change prior to purchase and are not expected to
last.
The European
Opportunity CD is an index CD made up of a strategic blend of
three attractively valued currencies from European countries on the
fast track to joining the European Union—Hungary, the Czech
Republic, and Poland.
Over the next year,
these three countries will go all out to meet the stringent economic
criteria required for Eurozone admittance. That creates the
potential for strengthening currencies and an opportunity for
capital gains. (Of course, should these currencies collectively
weaken, a loss of principal can occur.)
To learn more and to
apply online, visit <A
href="http://www.everbank.com/main.asp?idpage=pro_wc_cd_t9&affid=eb&referid=1503";>Everbank
online, or give us a call at 800.926.4922, or e-mail <A
href="http://www.everbank.com/pops/disclosure_pop.asp?Lborder=10&loc=ssi/templates/form_info_kit.asp?affID=eb&Rsize=yes&print=no&referID=1503";>worldcurrency@xxxxxxxxxxxx,
and we’ll be happy to send you a printed information kit and
application.
Whatever you do, don’t
miss this convenient opportunity to lock in a high yield and take a
strategic position in the future of the Eurozone. We look forward to
hearing from you.
Warm
Regards,
<IMG height=55
src="http://www.everbank.com/images/ChuckButlerSig.gif";
width=175>
Chuck
ButlerPresidentEverbank World Markets
P.S. The minimum
requirement to invest in the European Opportunity CD is only
$20,000—significantly less than you would pay to invest in these
currencies individually, and with much less hassle. Plus, as a
division of Wilmington Savings Fund Society, FSB, the
principal in your Everbank World Markets account is FDIC insured
against loss resulting from fraud or bank failure—but not from
losses due to currency fluctuations.
†Rate as of 1/17/02.
Your rate may differ depending on when your CD is purchased and the
term chosen. The interest rate for this CD is fixed at the time the
account is opened and will be paid from the date of the deposit
until the maturity date of the CD. Historical performance is no
guarantee of future returns, particularly when reviewing short-term
performance. Currency price, yield, and return on an actual
investment will fluctuate, and you may have a gain or loss when you
purchase your CD. Average annual returns include changes in currency
price and reinvestment of principle and interest.
‡As a division of
Wilmington Savings Fund Society, FSB (WSFS), your deposits
with Everbank World Markets are FDIC insured. The FDIC
insurance only insures against losses related to bank insolvency—it
does not cover any risk associated with changing currency prices. As
with all investments, investors can lose money, including principal.
Deposits held at Everbank are added together with deposits held at
WSFS for the purposes of the $100,000 limit on the FDIC insurance
coverage.
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