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Re: insurance losses



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I can offer advice, but not hard answers to this.

>I am trying to quantify a loss for insurance purposes. Does anyone
>know what the going hourly rate is for easy languaage programming?

I'd say the going rate is whatever your time is worth for
programming services (the language is irrelevant).  For me, it's
my employer's burdened rate of $150/hour.  It would be different
in different localities.  Also keep in mind that specialized
programming requiring specialized knowledge (such as scientific
programming, or trading programming) would be worth more per
hour than programming involving things like development of user
interfaces or web sites or databases.

>Also, anyone have any experience documenting loss due to injury in a
>self-employed trading environment?

How did you get injured while trading??  :-)

Seriously, I have no experience in that, but I would think that if
you had an adequate history of your trading performance, and tax
returns also, you'd be able to document your average daily earnings
from trading.  Multiply that by the days you can't trade due to
injury.  I can't see anyone objecting to an estimate made that way.

-- 
  ,|___    Alex Matulich -- alex@xxxxxxxxxxxxxx
 // +__>   Director of Research and Development
 //  \ 
 // __)    Unicorn Research Corporation -- http://unicorn.us.com