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Gerald, very good points. Believe or not, prepaid's law firm in CA has some
very good lawyers but you rarely talk to them unless you are in some type of
litigation. And, I find that those lawyers don't return phone calls promptly
even though by contract they are supposed to call you back within 48 hours.
I keep prepaid because I have questions at least once a month that would
normally surpass the $25 that I pay to prepaid. They also have a free
referal system whereby if you have a problem that relates to another State,
they will send you to a law firm in that State and that firm will answer
your questions for no additional cost.
Best Regards,
John
> Having worked for 25 years, 7 months and 17 days in a legal-related venue,
> often more closely than some attorneys, this post is just too good to pass
> up!
>
> First, a good attorney knows the law...a GREAT attorney knows the judge!
>
> There is "The Law" - those guidelines of behavior which State legislatures
> and the Federal government reduce to writing in law books and which is
> taught in law schools, and there is...
>
> "THE LAW" - that which a judge and attorneys decide what is to be "The
Law"
> on and in a case-by-case basis.
>
> Second, with such a litigious (lawsuit crazy) society today, does one
really
> want to place all that he or she owns in a cookie-cutter legal
environment?
>
> Pre-paid legal services may be well and good for ordinary, every-day
needs -
> real estate, wills, and the such. But when real assests are on the line -
> your savings, your house, part or all of your future income - would not it
> be better to pay a little more, hire a local attorney specializing in your
> needs and be more assured of a favorable ruling?
>
> "You get what you pay for..." as an "old saying goes".
>
> For $8.33 a month, what are you getting????? Just some thoughts.........
>
> Now that I've probably frosted a few attorneys on this list...any
rebuttals?
>
>
> ----- Original Message -----
> From: "jpaladin" <jpaladin@xxxxxxxxxxx>
> To: "Paul Altman" <paulha@xxxxxxxxxxxxx>
> Cc: <omega-list@xxxxxxxxxx>
> Sent: Tuesday, March 26, 2002 12:52
> Subject: Re: Pre-Paid Legal
>
>
> > I have had Pre-Paid Legal since 1995 and I can attest to the fact that
> > sometimes you get good legal advice and sometimes you get useless advice
> > from their lawyers. The attorney's that work for the law firm you are
> > assigned to in your state are not the cream of the crop. Still, I have
> used
> > their services on a regular basis and I wouldn't go without it.
> >
> > Best Regards,
> > John Theo
> >
> > >
> > > Paul
> > >
> >
> >
> ----- Original Message -----
> From: "jpaladin" <jpaladin@xxxxxxxxxxx>
> To: "Paul Altman" <paulha@xxxxxxxxxxxxx>
> Cc: <omega-list@xxxxxxxxxx>
> Sent: Tuesday, March 26, 2002 12:52
> Subject: Re: Pre-Paid Legal
>
>
> > I have had Pre-Paid Legal since 1995 and I can attest to the fact that
> > sometimes you get good legal advice and sometimes you get useless advice
> > from their lawyers. The attorney's that work for the law firm you are
> > assigned to in your state are not the cream of the crop. Still, I have
> used
> > their services on a regular basis and I wouldn't go without it.
> >
> > Best Regards,
> > John Theo
> >
> > > Folks:
> > >
> > > In my latest dealings with yet another salesman promising me something
> for
> > > nothing, I've been approached by a Pre-Paid Legal (NYSE:PPD)
> > > salesman. This is yet another annoying multi-level-marketing scheme,
in
> > > this case to provide legal insurance to the masses.
> > >
> > > Naturally, I've been unable to get them to give me a simple, horsey
and
> > > duckey, explanation of their business model. Mostly the pitch is that
> > > "everyone else except you is buying legal insurance, and it's terribly
> > > exciting." The only substantive info I've been able to get is that
it's
> > > $26/month, and that approx 1/3 goes to the salesmen out in the MLM
tree,
> > > 1/3 goes to corporate, and 1/3 goes to the law firm.
> > >
> > > My question: why would any law firm be willing to lay off all of
PPD's
> > > insurance risk, for a mere $8.33/month? Sure, some customers will go
> > > months or years before using the service, but it wouldn't require much
> > > customer time, for a law firm to go broke.
> > >
> > > And if it's such a great business for the law firms, why don't they
fire
> > > PPD and pool together to create their own competition to PPD?
> > >
> > > I just don't get how this business works. Any comments?
> > >
> > > Paul
> > >
> >
> >
>
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