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2 or 3% of cash (which bares interest) is enough... if your risk/trade is
reasonnable of course. But that's right that it may happen to have to break a
T-Bill, that why it's better to have several T-Bills of various amounts and
durations. It does not cost very much to break a T-Bill, about $30 if I
remember well of the last time we had to do it.
Jean Jacques
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